Recent reports indicate that the fourth quarter of 2011 (October-December) saw the number of California homes facing foreclosure drop to its second-lowest level in over four years. In total, 61,517 Notices of Default (NODs), the first step in the foreclosure process, were recorded in the fourth quarter. This represents a drop of 13.7% from the… [Continue Reading]
Steep Drop in California Foreclosures is Mirrored in Walnut Creek & Contra Costa County
January 27, 2012 By Leave a Comment
Wachovia/Wells Fargo Loan Mods & Short Sales are Getting “Fast Tracked.”
May 25, 2011 By Leave a Comment
Taking action now have have a positive impact on your situation. I can help…confidential of course. IMPORTANT NOTICE: Alain Pinel Realtors is not associated with the government and our service is not approved by the government or your lender. Even if you accept this offer and use our services, your lender may not agree to… [Continue Reading]
Why You Need the Assistance of an Experienced Short Sale Realtor
March 30, 2011 By Leave a Comment
A short sale is when you owe more on your mortgage than you can sell your home for in today’s market. Short sales are extremely complicated. Hiring an experienced short sale Realtor to sell your Walnut Creek real estate and help you through the short sale maze is necessary because time is of the essence,… [Continue Reading]
Incredible Walnut Creek Real Estate Market Data
January 31, 2011 By Leave a Comment
We listen to television and newspaper reporters talk about “shadow inventory.” By definition, these are residential homes that are in foreclosure. There are several different steps or stages of foreclosure. ForeclosureRadar, a company that has done a great job in creating software that real estate professionals, investors and banks use to track homes in the foreclosure… [Continue Reading]
Walnut Creek Foreclosure Trends
January 17, 2011 By Leave a Comment
Nothing new to report regarding Notice of Sale and Notice of Default for Walnut Creek, California. We have settled down to a consistent “run-rate.” Let’s see what the first quarter of 2011 brings with the “shadow inventory” we keep hearing about. I will be able to get some idea with pre-foreclosure information I get through… [Continue Reading]
When Will Banks Take Responsibility For Their Short Sale & Foreclosure Process?
December 13, 2010 By Leave a Comment
It’s time to look at the big picture We all know someone that is trying to negotiate with their mortgage holder to restructure payment, refinance to a lower rate or modify their mortgage. Many of our neighbors are in the middle of a short sale or find themselves in a position where their only recourse is… [Continue Reading]
Does A Loan Modification Work For You?
November 9, 2010 By Leave a Comment
You do not have to be late on your home loan to start the discussion with your lender. Actually, I would recommend that you start the conversation when you are current on your home loan. Have all you documentation ready, assets, income, and your hardship letter. Talk to people that have gone through the… [Continue Reading]
"KeepYourHomeCalifornia.com"
June 24, 2010 By Leave a Comment
Will “ KEEP YOUR HOME CALIFORNIA” , the new California State CalHFA program help home owners in Contra Costa County? According to California Housing Finance Agency in Sacramento, more than 400,000 households may be assisted by this program that help families struggling with their mortgage stay in their homes in California. Here’s the qualifying breakdown. Let’s… [Continue Reading]
Short Sales, the word seems easier to say
February 24, 2010 By Leave a Comment
It might be because short sales have been around, (this time,) long enough for us to kinda get used to the fact that it’s going to take time. The last one I did in Walnut Creek took 3 months from start to finish. Well, I’m here to tell you that it’s really not any easier,… [Continue Reading]
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